Why a Mortgage Broker Is Your Most Valuable Ally When Buying Property
In South Africa, the terms mortgage broker, mortgage originator, and bond originator are often used interchangeably. While many homebuyers see a broker simply as someone who compares home loan offers, the truth is that a reputable mortgage broker offers far more than just comparison — they provide a strategic advantage throughout the entire home financing […]
Who Owns Your Home—the Bank, or You?
With the vast majority of homes being financed through the country’s biggest banks, the popular online debate around who owns a mortgaged home in South Africa continues. While some would argue that the bank owns your home, the truth lies in two salient points: The authority that you elect to take on as soon as […]
Different Types of Home Loans
In today’s economy, homebuyers often struggle to scrape together the money needed in order to buy their dream homes. Therefore, home loans have become so popular among prospective home buyers. New home loan providers noticed this and entered the mortgage lending market in order to satisfy this demand. Prospective home buyers are now spoiled for […]